With a population of over 105.7 million, yet only 31% of that population owning a bank account, and only 4% of transactions happening online,…
Market Watch
Defining Financial Inclusion and Its True Value to Society
![Jouko Ahvenainen](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2019/02/jouko-ahvenainen-difitek-100x100.jpg)
At least 1.5 billion adults worldwide do not have access to financial services. Those people are not benefiting from financial inclusion, or being part…
How Indonesia Is Becoming a Centre of Fintech Innovation
![Ellen Humphreys](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/08/28378219_1838992289484691_3520635294463254765_n-1-100x100.jpg)
The fintech scene in Indonesia has really started to pick up in the past few years to become one of the hubs of real…
Global Fintech Investment Soars To Record in 2018
![Ellen Humphreys](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/08/28378219_1838992289484691_3520635294463254765_n-1-100x100.jpg)
Fintech flourished in 2018 with promising investments and new entrants as well as interesting trends. The successful year for the industry has fueled some…
Reality and Dreams of Mobile Finance
![Jouko Ahvenainen](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2019/02/jouko-ahvenainen-difitek-100x100.jpg)
“M-Pesa is a great example of how money goes to the mobile, and telcos have a great opportunity to offer banking services in the…
Are Traditional Banks Approaching Their “Kodak Moment”?
![Jouko Ahvenainen](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2019/02/jouko-ahvenainen-difitek-100x100.jpg)
People haven’t been willing to change their banks. It has been a lot of paperwork, and if you have a mortgage or other loans,…
Legacy Financial Institutions at Critical Disadvantage Vs. Digital Challengers
![Markus Lampinen](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/03/markus-100x100.jpg)
Digital transformation is a popular term, not least so among management consultants and service providers, however it masks an almost paradox: it’s hard, like…
How We See Singapore Becoming a Global Fintech Hub
![Ellen Humphreys](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/08/28378219_1838992289484691_3520635294463254765_n-1-100x100.jpg)
Hailed as an Asian ‘hub’ for the field, Singapore has gained a reputation as an Asian, and world leader in fintech. The desire to…
Navigating the Digital Banking Ecosystem (White Paper)
![Alessandro Ravanetti](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/03/alessandro-100x100.png)
The finance industry is evolving rapidly and the traditional financial services organizations are now facing a broad new range of challenges, with digital banks…
Death by Pecking: Going from Pilot to Production
![Markus Lampinen](https://blogdifitek.wpenginepowered.com/wp-content/uploads/2018/03/markus-100x100.jpg)
Each financial institution has dozens of blockchain pilots underway. There is undoubtedly a huge demand for the technology and as each of the institutions…