Digital transformation is a popular term, not least so among management consultants and service providers, however it masks an almost paradox: it’s hard, like…
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Markus Lampinen
Latest posts
What’s Going to Shape the Mortgage Industry to Come?
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The Mortgage Bankers Association’s annual event was held in Washington DC this month and we had a chance to not only join the discussions,…
Death by Pecking: Going from Pilot to Production
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Each financial institution has dozens of blockchain pilots underway. There is undoubtedly a huge demand for the technology and as each of the institutions…
Digital Overhaul, the Second Wave of Fintech Integration
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Globally many financial institutions have rolled out their digital products and services, such as Goldman Sachs Marcus platform. These act as digital store fronts…
9 Insights on Enterprise Fintech from the NASDAQ in New York
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Oracle and Nasdaq put together a high profile Financial Services Innovation Summit last week in Boston and New York, and we at Difitek were…
The Unbreakable Black Box
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Legacy technology is often debated. Recently, we’ve seen many high-profile privacy intrusions (Cambridge Analytica with Facebook) and system malfunctions (mass flight cancellations in Europe…
Ecosystem Strategies – Renewed Wave of Globalization?
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While PSD2 is yet to come into full effect, more and more financial institutions are embracing ecosystem strategies, – the concept of opening to…
Who Would “Your AI” Serve?
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Through the increased availability of data and online connectivity through novel interfaces & APIs, we are faced with more opportunities than ever before. For…
Risk Averse Financial Institutions and the Value of Rapid Prototyping
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The only methodology that yields proven and measurable results is trial and error. No matter the MBAs in the room and the PowerPoint charts…
Waves of Fintech Transformation
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New applications that sit at a legal gray area for financing innovative companies. Excited investors pouring in millions and millions of capital. Regulators and…