Digital transformation is a popular term, not least so among management consultants and service providers, however it masks an almost paradox: it’s hard, like…

Markus Lampinen
Latest posts
What’s Going to Shape the Mortgage Industry to Come?

The Mortgage Bankers Association’s annual event was held in Washington DC this month and we had a chance to not only join the discussions,…
Death by Pecking: Going from Pilot to Production

Each financial institution has dozens of blockchain pilots underway. There is undoubtedly a huge demand for the technology and as each of the institutions…
Digital Overhaul, the Second Wave of Fintech Integration

Globally many financial institutions have rolled out their digital products and services, such as Goldman Sachs Marcus platform. These act as digital store fronts…
9 Insights on Enterprise Fintech from the NASDAQ in New York

Oracle and Nasdaq put together a high profile Financial Services Innovation Summit last week in Boston and New York, and we at Difitek were…
The Unbreakable Black Box

Legacy technology is often debated. Recently, we’ve seen many high-profile privacy intrusions (Cambridge Analytica with Facebook) and system malfunctions (mass flight cancellations in Europe…
Ecosystem Strategies – Renewed Wave of Globalization?

While PSD2 is yet to come into full effect, more and more financial institutions are embracing ecosystem strategies, – the concept of opening to…
Who Would “Your AI” Serve?

Through the increased availability of data and online connectivity through novel interfaces & APIs, we are faced with more opportunities than ever before. For…
Risk Averse Financial Institutions and the Value of Rapid Prototyping

The only methodology that yields proven and measurable results is trial and error. No matter the MBAs in the room and the PowerPoint charts…
Waves of Fintech Transformation

New applications that sit at a legal gray area for financing innovative companies. Excited investors pouring in millions and millions of capital. Regulators and…