With a population of over 105.7 million, yet only 31% of that population owning a bank account, and only 4% of transactions happening online,…
Fintech
Events
Difitek at the 6th International Conference on Payments and Security in Financial Institutions
Difitek is invited to speak at the 6th international conference on payments and security in financial institutions, co–organized by the Banking Association for Eastern and…
Fintech
Defining Financial Inclusion and Its True Value to Society
At least 1.5 billion adults worldwide do not have access to financial services. Those people are not benefiting from financial inclusion, or being part…
Fintech
How Indonesia Is Becoming a Centre of Fintech Innovation
The fintech scene in Indonesia has really started to pick up in the past few years to become one of the hubs of real…
Fintech
The Story of a Catfish and Fintech Regulation
Originally from Nigeria’s oil-rich Delta State, Madame Flora Edojah moved to Lagos in 1986 and began to sell catfish. Since then, her stall has become the…
Blockchain
What is a Security Token Offering (STO)?
We have seen some good quality developments within the past year in the blockchain space. Hype, a lot of hype, yes, but also concrete…
Fintech
Global Fintech Investment Soars To Record in 2018
Fintech flourished in 2018 with promising investments and new entrants as well as interesting trends. The successful year for the industry has fueled some…
Fintech
Reality and Dreams of Mobile Finance
“M-Pesa is a great example of how money goes to the mobile, and telcos have a great opportunity to offer banking services in the…
Fintech
Are Traditional Banks Approaching Their “Kodak Moment”?
People haven’t been willing to change their banks. It has been a lot of paperwork, and if you have a mortgage or other loans,…
Fintech
Legacy Financial Institutions at Critical Disadvantage Vs. Digital Challengers
Digital transformation is a popular term, not least so among management consultants and service providers, however it masks an almost paradox: it’s hard, like…